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Trusted Since 2015 · Modinagar, Ghaziabad

Your Dream Home Starts with the Right Loan Counsellor

Goel Financial Services connects you with leading banks and financial institutions for home loans, loan against property, and business loans. Personalised guidance, transparent advice, and the best interest rates — all under one roof.

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10+
Years Experience
13+
Loan Services
1000+
Happy Clients
LIC HFL Certified

Home Loan Made Simple

From eligibility check to final disbursement — we guide you at every step.

  • Lowest Interest Rates
  • Quick Documentation Support
  • Multiple Bank Options
  • Doorstep Service Available
10+ Years of Trusted Service
"We don't just arrange loans — we help you make the most informed financial decision of your life."
About Goel Financial Services

Your Trusted Home Loan Counsellor in Modinagar

Founded in 2015 by Ashish Goel, Goel Financial Services is a Modinagar-based loan counseling firm that connects customers with banks and financial institutions for products such as home loans, personal loans, and business loans. As an authorized LIC HFL partner, we bring credibility, expertise, and reliability to every loan application we handle.

A Home Loan Counselor helps people understand, choose, and manage home loans — explaining loan options, interest rates, repayment plans, eligibility requirements, and the application process. We also guide borrowers on improving credit scores, budgeting, and selecting a loan that fits their financial situation.

Bank Tie-ups

Connected with leading banks & NBFCs.

Best Rates

Negotiate the most competitive interest rates.

Easy Paperwork

Hassle-free documentation & quick processing.

Expert Advice

Personalised counseling for every client.

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Our Loan Services

Comprehensive Loan Solutions for Every Need

From purchasing your dream home to expanding your business — we offer a complete range of loan services tailored to your financial goals.

01

Home Purchase Loan

Buy your dream home with the best home loan rates from leading banks. We help you compare, choose, and apply with ease.

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02

Home Construction Loan

Building a new home? Get construction loans released in stages as your project progresses, with flexible repayment options.

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03

Home Renovation Loan

Refresh, repair, or remodel your existing home with affordable renovation loans tailored to your budget.

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04

Home Extension Loan

Need more space? Extend your home with additional rooms or floors through our hassle-free extension loan service.

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05

Loan Takeover / Balance Transfer

Transfer your existing home loan to a lower-interest lender and save on EMIs. We handle the entire process smoothly.

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06

Loan Against Residential Property

Unlock the value of your residential property. Get high-value loans at attractive interest rates for any purpose.

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07

Loan Against Commercial Property

Leverage your commercial property for working capital, expansion, or business needs with flexible loan terms.

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08

Plot Purchase + Construction Loan

Buy a plot and construct your home — all in one composite loan. Simplified process, single documentation.

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09

Plot Purchase Loan

Purchase residential or commercial plots with attractive loan offers from our partner banks and institutions.

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10

Commercial Purchase Loan

Acquire office space, shops, or commercial properties with loans designed for investors and business owners.

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11

Home Loan for NRI

Specialized home loan solutions for Non-Resident Indians — invest in Indian real estate with ease and confidence.

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12

Home Loan & LAP for Pensioners

Customized home loan and loan against property options for pensioners — secure your golden years with dignity.

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13

Business Loan

Grow your business with secured and unsecured business loans. Quick approval, minimal documentation, flexible tenure.

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Why Choose Us

The Goel Financial Advantage

We're more than just loan advisors — we're your long-term financial partners, committed to finding the best solutions for your needs.

01

10+ Years Experience

A decade of trusted loan counseling expertise serving Modinagar, Ghaziabad, and nearby regions.

02

LIC HFL Certified

Authorized partner of LIC Housing Finance Limited — bringing credibility and trust to every transaction.

03

Multiple Bank Tie-ups

Connected with leading banks & NBFCs to offer you the best rates and terms across the market.

04

Personalised Counseling

Every client gets one-on-one attention — we tailor loan solutions to your unique financial situation.

05

Quick Processing

Fast-track application processing with minimal documentation and doorstep service for your convenience.

06

Transparent Dealing

No hidden charges, no false promises. Complete transparency from eligibility to disbursement.

07

End-to-End Support

From document collection to final disbursal — we handle everything so you can focus on your new home.

08

Local Expertise

Based in Modinagar — we understand the local property market, documentation norms, and bank processes.

FAQ

Answers to Your Loan Questions

Got queries about home loans, eligibility, or our process? Here are answers to the questions we hear most often.

Generally, you'll need identity proof (Aadhaar/PAN), address proof, income proof (salary slips or ITR), bank statements for the last 6 months, and property documents. We provide a complete checklist and assist with documentation during your application.
Eligibility depends on your income, age, credit score, existing obligations, and the value of the property. Most banks consider up to 50% of your net income as available for EMI payment. We help you maximize eligibility through proper planning.
A low CIBIL score makes approval harder but not impossible. We work with multiple lenders — some offer loans at slightly higher rates for lower scores. We also guide you on improving your credit score over time for better offers.
Fixed rates remain constant throughout the loan tenure, offering predictable EMIs. Floating rates change with market conditions (RBI repo rate) — they can go up or down. We help you choose the best option based on current trends and your risk appetite.
Our initial consultation is completely free. We are compensated by partner banks and institutions upon successful loan disbursal — so you get expert guidance at no additional cost. There are no hidden charges from our side.
Yes, we offer specialized home loan services for NRIs. We help you navigate RBI regulations, FEMA guidelines, and documentation requirements — making it easy to invest in Indian real estate from anywhere in the world.
With complete documentation, in-principle approval typically takes 3-7 working days, and final disbursal takes 2-3 weeks depending on property verification and legal checks. We expedite the process by ensuring your application is complete and accurate.
A balance transfer moves your existing home loan to another lender offering a lower interest rate. Consider it when current rates are 0.5%+ lower than yours, you have a long tenure remaining, and the transfer cost is offset by interest savings. We analyze this for you free of cost.
Get in Touch

Let's Find Your Perfect Loan

Ready to take the next step toward your dream home or financial goal? Reach out to us for a free consultation. Our team will guide you through every option and help you make the right choice.

Address
Shop No. 8, 1st Floor, Kishan Kutiya Mandir, Govindpuri, Near Chhaya Public School, Rapid Pillar No. 1269, Delhi-Meerut Road, Modinagar, Ghaziabad, UP 201204
Working Hours
Mon - Sat: 9:00 AM - 7:00 PM
Sunday: Closed

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